Broker Check
Thomas G. Ferrara, MBA, CEO

Thomas G. Ferrara, MBA, CEO

Founder / Partner

As Founder and Partner of Future Value Associates, Ltd., Tom specializes in the areas of benefits, finance, insurance and estate planning. With over 30 years of experience, he has designed, installed, and lectured on these topics to accounting societies, undergraduate programs, business associations, and has done a personal presentation at the White House.

Tom’s clients range from individuals, families, sole proprietors, professionals, and corporations. They are local, national and international in scope.



Board Member Fred S. Keller School
Board Member Calvary Hospital
Advisory Board The Westchester Bank
Advisory Board Malcolm Pray Achievement Center
Served as Chairman of White Plains Family YMCA
Past member of New York City University Council of Niagara University

Served as Board Member of National Corvette Museum
Served as Chairman of the Board of CMS Bancorp/Community Mutual Savings Bank
Former Trustee of Mount Vernon Hospital

Former Director of United Hebrew Nursing Home



BS, Commerce, Niagara University
MBA, Management, Pace University


Series 6   (mutual funds & annuities)
Series 7   (full-line broker)
Series 63 (state recognition)
Series 65 (investment advisor)
Series 24 (registered principal)


Tom resides in Pound Ridge, New York with his wife Philomena. They have three daughters Elizabeth, Claire & Mary. He is an avid runner and as a hobby, is an automotive author, historian, and collector.


Thomas G. Ferrara, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS).  OSJ:  800 Westchester Avenue, Rye Brook, NY  10573.  (914) 288-8800.  Securities products and advisory services offered through PAS, member FINRA, SIPC.  Special Agent of the Guardian Life Insurance Company of America (Guardian), New York, NY.  PAS is a wholly-owned subsidiary of Guardian.  Future Value Associates, Ltd. is not an affiliate or subsidiary of PAS or Guardian.  Guardian, its subsidiaries, agents or employees do not provide legal or tax advice.  Please consult with your attorney, accountant, and/or tax advisor for advice concerning your particular circumstances.  CA Insurance License #0C79045  2021-120182 Exp. 05/23